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The Shift Is On: Why This Summer's Housing Market Is Finally Favoring Buyers Again

July 28, 20252 min read

If you've been waiting for the market to give buyers a real shot… this might be it.

Realtor.com Mid-Year Housing Market Forecast

According to Realtor.com’s Mid-Year 2025 Forecast, we’re seeing a shift we haven’t witnessed since 2016: a more balanced housing market. As a mortgage professional working with buyers every day, I can tell you—we're starting to feel it on the ground too.

📈 Inventory is up nearly 17% year-over-year, giving buyers more options and more leverage. We're seeing fewer bidding wars, more seller concessions, and—yes—even some price cuts in select markets, especially in the South and West.

💰 Meanwhile, mortgage rates are projected to dip into the low 6% range by year’s end. That means a potential monthly savings of around $70/month on a $350K loan, or $830/year. For first-time buyers, that makes a real difference.

But here’s what I’m personally watching:
🚪 Delistings are up 47% year-over-year. Some sellers are pulling their homes off the market instead of reducing prices, which could stall inventory gains if the trend continues. It's a game of patience and positioning right now.

📍 Regionally, it’s still uneven. The Northeast and Midwest remain competitive. But in states like Florida and Texas? Opportunity is knocking louder than ever.

As for my fellow first-time buyers:
I know affordability is still a challenge. Rents have come down slightly—about 2.7% from their peak—but buying still requires strategy and guidance. The good news? New tax law changes (like the increase in the SALT deduction cap to $40K) are giving homeowners in high-tax states a little breathing room.

🎯 Bottom line:
This market isn't crashing—but it's finally cooling into opportunity. If you've been waiting for the right time to buy, this might be the window you've been looking for. And if you're a seller? It's time to price smart—or be prepared to wait.

Let’s talk strategy. Whether you're looking to buy, sell, or just need a real opinion—I’ve got you.

Source:https://nationalmortgageprofessional.com/news/home-supply-balances-market-continues-tilting-toward-buyers

the founder and owner of FUNDINGNJ

Jose Javier Torres

the founder and owner of FUNDINGNJ

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